Conservative Event Cancelled Due To Payment Processor HALTING Funds

John Sabal, the founder and President of The Patriot Voice, is a disabled, Navy veteran who has filed a $18M lawsuit against the payment processing giant Total System Services Inc. (TSYS) after they withdrew their services claiming The Patriot Voice Events were racist. [https://thepatriotvoice.us/](https://thepatriotvoice.us/) Paul Davis, Managing Attorney at Paul M. Davis & Associates, P.C. is representing John Sabal and The Patriot Voice. Find John Sabal on X - @TPV_John, Truth - @ThePatriotVoice and on Instagram @tpvjohn Find Paul Davis at @fireduptxlawyer

SEE: https://www.tsys.com/

 

These Global Organizations Want to Control You

These Global Organizations Want to Control You

There’s a group of people who control what you are allowed to see, what you read, what you watch, the posts you engage with. You haven’t heard of them, you don’t know their names. But they determine, through methods both direct and indirect, whether you are allowed to be exposed to particular messages. Their decisions can bankrupt companies, silence voices and fundamentally shift cultural norms. Who are these people and how do they do this? Well, at the top level you have a network of global elite and its creed… a universal framework full of guidelines and ratings designed to enforce approved narratives and punish disapproved ones.

Bank of America ordered to pay $250 million for fake accounts, junk fees and withheld credit-card rewards

Wells Fargo paid out billions for similar practices

BY STEVE GELSI

SEE: https://www.marketwatch.com/story/bank-of-america-ordered-to-pay-250-mln-for-fake-accounts-junk-fees-and-withholding-credit-card-rewards;

Republished below in full unedited for informational, educational, & research purposes.

The Consumer Financial Protection Bureau said Tuesday that Bank of America Corp. would pay a total of $250 million for illegally charging junk fees, withholding credit-card rewards, and opening fake accounts.

The bank BAC, +1.26% will pay more than $100 million to consumers who were harmed by these activities. The Office of the Comptroller of the Currency said the bank’s “double-dipping on fees” was illegal.

Bank of America will pay penalties of $90 million to the CFPB and $60 million to the OCC.

“Bank of America wrongfully withheld credit card rewards, double-dipped on fees, and opened accounts without consent,” said CFPB Director Rohit Chopra. “These practices are illegal and undermine customer trust. The CFPB will be putting an end to these practices across the banking system.”

A Bank of America spokesperson said: “We voluntarily reduced overdraft fees and eliminated all nonsufficient-fund fees in the first half of 2022. As a result of these industry-leading changes, revenue from these fees has dropped more than 90%.”

The spokesperson was referring to a Jan. 11, 2022, announcement about Bank of America reducing its overdraft fees and eliminating nonsufficient-fund fees.

Bank of America’s stock was up 1% in regular trades.

The moves come amid a crackdown by the Biden administration against junk fees.

In December, Wells Fargo & Co. WFC, +0.99% agreed to pay $3.7 billion for wrongdoing and mismanagement, including more than than $2 billion in redress to consumers.

The CFPB said that Wells Fargo had harmed millions of people through wrongful car repossessions, improper denials of mortgage-loan modifications, and surprise overdraft fees that were charged to consumers who in fact had enough funds in their accounts at the time of their transactions.

Eric Schiffer, the chair of the Patriarch Organization, a private-equity firm, said the transgressions by Bank of America appear to be more contained than those of Wells Fargo, but that the bank’s reputation with consumers with be hurt.

“It’s a wake-up call for all financial firms to make sure their compliance is in place to protect the most valuable asset you have, which is the relationship with your customers,” Schiffer said. “Cutting fees is a distraction to balance the hit Bank of America just got on trust. The backdrop is consumers are still skeptical about banks because of a pattern of scams like Wells Fargo or banks not having enough assets to cover withdrawals like what happened at SVB [Silicon Valley Bank].”

Separately on Tuesday, William F. Galvin, secretary of the Commonwealth of Massachusetts, ordered Raymond James Financial Services Inc.  RJF, +1.13% to return $8.25 million plus interest to customers who were charged “unreasonably high fees” as part of a settlement, according to a statement.

He also ordered Raymond James to pay $4.2 million in fines and penalties to the six states involved in the probe of the financial firm.

Galvin said an investigation revealed that the broker-dealer had levied “unreasonable commissions” on more than 270,000 equity transactions since 2018.

The broker had applied a $75 minimum commission regardless of the “reasonableness” of the commission. Raymond James’s stock was up 0.6% in recent trades.

From the archives (December 2022): Wells Fargo ordered to pay $3.7 billion for alleged mismanagement of auto loans, mortgages and deposit accounts

MONICA CROWLEY: What are the dangers of a digital dollar?~A threat to all our freedoms!

‘The Monica Crowley’ podcast host Monica Crowley warns about the push to adopt a digital currency across the western world on ‘Kudlow.’

Media Ignore Bank Records: “Biden Has Been Bought Off by the Chinese Communist Party”

Media Ignore Bank Records: “Biden Has Been Bought Off by the Chinese Communist Party”

BY SELWYN DUKE

SEE: https://thenewamerican.com/media-ignore-bank-records-biden-has-been-bought-off-by-the-chinese-communist-party/;

Republished below in full unedited for informational, educational, & research purposes.

Barack Obama once reportedly said of Joe Biden, the man he worked with for eight years, “Don’t underestimate Joe’s ability to f*** things up.”

We can only imagine how much Biden could mess things up were he compromised via foreign cash payments. But we perhaps don’t have to imagine how much he has messed himself up in taking those payments — because he left a recently uncovered bank-record paper trail a mile long.

The evidence is so profound, mind you, that commentator Thomas Lifson writes, “Joe Biden has been bought off by the Chinese Communist Party.” This doesn’t mean the mainstream media will report on it, though.

In fact, in time most odd, the story about the Biden bank records was followed the very next day by the revelation that Donald Trump might be arrested for an apparently legal non-disclosure-agreement payment. Why, a cynic could almost think that the latter is meant to distract from the former.

Lifson reports on the Biden story:

Thanks to the efforts of [Representative] James Comer [R-Ky.], we already have bank records of $1 million flowing to Biden family members through a cutout named Rob Walker, shortly after Biden left office as VP.

There is no indication of any particular services performed for this treasure, nor is there any expertise among the recipients, who include the current POTUS’s son Hunter, his brother James, Hunter’s mistress-at-the time Hallie Biden (who is also his brother’s widow and Biden’s daughter-in-law) and an entity simply named “Biden.”

Rep. Comer, appearing on Maria Bartiromo’s Sunday Morning Futures program on Fox News, said that this is “only the beginning.” There are “as many as 11 other deals” that are being examined by his committee.

“We’re gonna follow the money. We knew there was a money trail; we’ve spoken to enough people that were involved in the shady business games all around the world,” Comer also told Bartiromo. “Everything that we’ve subpoenaed thus far was accurate from what our whistleblowers were telling us, and we have a whole lot more information.”

The Washington Examiner provides more detail, writing:

The first deal refers to a report released by House Oversight showing Hallie Biden … received $35,000 from accounts tied to Hunter Biden’s associate Rob Walker, including $25,000 that appears to have originated from a Chinese company. The report cited bank records from Walker that were subpoenaed by the committee earlier this year.

The committee’s report showed the Chinese company State Energy HK Limited transferred $3 million to Robinson Walker LLC, an account belonging to Walker, two months after Joe Biden left the White House as vice president in 2017.

Hallie Biden received an initial payment of $10,000 from Walker’s account on Feb. 13, 2017, and another $25,000 on March 20, 2017, according to the report. Lawmakers wrote in the report that “Biden family members and their companies began receiving incremental payments over a period of approximately three months” following the initial payments.

“We don’t know what the Biden’s did in return for this money,” Comer said. “The lawyer said that it was a seed capital for business. We haven’t been able to find a business.”

Lifson points out that a “key moment” came six and a half minutes into Comer’s interview:

“The White House hasn’t been truthful about this from Day One. I don’t think the White House ever dreamed we would get bank records,” the congressman said. “I’ve got bad news for the White House: This is just the beginning. We’re gonna get a lot more bank records and they’re going to have to continue to backpedal and come up with some kind of reason why the Biden family has received millions and millions of dollars from our adversaries.” (Video below.)

Stating the obvious, Lifson also mentions that if a Republican officeholder — and especially President Trump — had been found to have taken oodles of cash from a geopolitical adversary he has been pandering to, it would be front-page news, and the word “treason” would figure prominently in it. Why, the Trump/Russia/collusion hoax was a media obsession for years, and an innocuous 2019 phone call Trump made to Ukrainian leader Volodymyr Zelenskyy was thought impeachment-worthy.

The kicker is that Biden was caught bragging (video below) at a January 2018 Council on Foreign Relations appearance about essentially the same thing Trump was impeached for: threatening to withhold aid to Ukraine for what might’ve been personal political gain.

If personal gain was the motivator, it’s not surprising that Biden might “mess things up” by boasting of his coercion, as self-exaltation is his wont.

Remember, though, that Biden’s son, Hunter, was paid $83,333 a month by Ukrainian energy company Burisma Holdings despite having no expertise whatsoever in that business. This brings us to why all these matters:

Is Joe Biden compromised by way of these foreign payments? Does Beijing have dirt on him that it uses to leverage favorable policy? Could he possibly be a Manchurian president?

And what of Ukraine? Could Biden’s total commitment to the nation’s war effort against Russia be influenced by dirt the Ukrainians might have on his family?

Perhaps this is unlikely; these are just thoughts. But this is why having a media that actually does its job — and exposes corrupt candidates so they’re not elected — matters.

Say what you will about Trump, but he lost money while in office and owing to his entry into politics in general. In contrast, Biden has parlayed political power into riches — even as our country gets poorer.

What are CBDCs? Central Bank Digital Currency~Ron DeSantis Unveils Plan To Oppose ‘Big Brother’s Digital Dollar’

Ron DeSantis Unveils Plan To Oppose ‘Big Brother’s Digital Dollar’

FedNow launched in midst of a banking crisis, is it a precursor to CBDCs, 'totalitarian' control?

Richard Werner, Economics Professor and Author of "Princes of the Yen," and Michelle Makori, Editor-in-Chief and Lead Anchor at Kitco News, discuss the Federal Reserve's FedNow instant payments system, and whether it will be used to usher in Central Bank Digital Currencies (CBDCs), digital tokens issued and controlled by central banks. Werner explains what CBDCs are, and warns that they will be used to bring about 'totalitarian' control and a surveillance economy. He also proposes that the recent banking crisis and consolidation of banks could be used as an excuse to bring about CBDCs, and suggests political solutions that might prevent CBDCs from being implemented.  Werner's book at Quantum Publishers:

https://quantumpublishers.com/

What Did the Failed Silicon Valley Bank Get for the $70 MILLION It Gave to BLM and Similar Groups?

BY ROBERT SPENCER

SEE: https://pjmedia.com/news-and-politics/robert-spencer/2023/03/17/what-did-the-failed-silicon-valley-bank-get-for-the-70-million-it-gave-to-blm-and-similar-groups-n1679239;

Republished below in full unedited for informational, educational, & research purposes.

Maybe if the people who ran Silicon Valley Bank (SVB) had not been so profligate, the bank wouldn’t have failed. As Catherine Salgado reported Tuesday, according to the Claremont Institute, SVB gave a staggering $70,650,000 to Black Lives Matter (BLM) and like-minded entities, and according to a report in The Daily Beast, BLM’s leadership took the largesse it had received from guilty corporations hoping to avoid charges of racism and squandered much of it on “high-end real estate, familiar consultants, ambitious grants, and more.” For the BLM leadership, it was time to let the good times roll.

It wasn’t just BLM, either. Just The News reported Friday that SVB had promised to fork over no less than $5 billion to various organizations in order to help companies that were endeavoring to assist with “the transition to a sustainable, low carbon, net zero emissions economy.” Then, after the bank collapsed, it was criticized for “prioritizing eco-conscious environmental, social and governance (ESG) investing over sound investment principles while also focusing on diversity and social justice in hiring over strict merit.” And not just in hiring, as the massive payout to BLM indicates.

But for all the money it gave to Black Lives Matter, did Silicon Valley Bank get diversity and social justice? Not quite. The Daily Beast’s May 2022 report notes that BLM co-founder and former sole voting director Patrisse Cullors “authorized a six-figure payout to be given to her child’s father for various services, paid $1.8 million to companies owned by her relatives, and ensured that her brother, Paul Cullors, was one of the highest-paid employees of BLM.”

Even worse, “tax documents not only proved that Cullors lied about misusing some of the funds (such as hosting a birthday party for her son and throwing a private Biden inauguration celebration in the multimillion-dollar property intended for activists and creators), but that she did so repeatedly.” Ah, racial justice at last!

What did you expect? Patrisse Cullors herself said in 2015: “We are trained Marxists. We are super-versed on, sort of, ideological theories.” In practice, Marxism doesn’t mean actually spreading wealth around. It means that the wealth of those who have no political power is confiscated for the benefit of those who do have political power. That’s the way Leftists always rule.

In the old Soviet Union, while all the rhetoric was about how the workers had thrown off their oppressors and were now in charge, the common people were actually more impoverished than ever, as well as more powerless. Those who really had the political power, and were supposedly running this “dictatorship of the proletariat,” meanwhile, lived it up in sumptuous dachas and feasted on gourmet meals served on the finest china. They deserved reward, after all, for all their efforts for The People, and so does Black Lives Matter today.

Related: Woke Silicon Valley Bank Gave $73.45 Million to BLM and Related Entities

SVB was, of course, by no means alone in financing the luxury lifestyle of Patrisse Cullors and other Marxist BLM leaders. Just The News reports that “other big-name corporations listed in the BLM donor database included: CitiGroup and Facebook, which each gave over $1 billion, Amazon (almost $170 million), Apple ($100 million), and American Express ($50 million), among dozens of others.”

What did they all get for their money? In a certain sense, it was akin to the protection money that the Mafia would collect from small businesses: you got a really nice picture window here in your shop. It would be a shame if it were broken. For $100 a week, I can make sure that doesn’t happen. After Antifa and BLM rioted all over the country in the summer of 2020, the point was made to the big corporations: demonstrate your commitment to “social justice,” or else.

When asked about the donations bonanza it received and the possible connection of SVB’s failure to its massive donation to BLM, the Black Lives Matter Global Network Foundation (you guessed it) charged racism: “Associating a multi-billion dollar bank failure to supposed donations made to Black organizations is quite literally the definition of white supremacy — especially when it’s a bank that has been and continues to be largely run by white people.” It added in a sly pitch for Marxism: “We need to be demanding real accountability both from the private sector and the government, which leads to immediate policy change, including public banking options. Until we stop protecting the interests of tech executives, shareholders, and billionaires and start protecting Black people from their gruesome exploitation, then we will, unfortunately, witness many more big bank bailouts.”

As everyone should know by now, “real accountability” doesn’t really mean that everyone should be held accountable. It just means that the people who are left unaccountable should change. But the BLM leadership is already in that category.

The BANK meltdown just got worse, entire system downgraded to NEGATIVE

"Are all U.S. banks in trouble because some of them are? That is what Moody’s thinks. Moody’s Investors Service announced that it cut its outlook on the entire U.S. banking system from “stable” to “negative.” Yikes. This is a rare admission that the U.S. banking system is fundamentally intertwined. Moody’s says that even banks that have not failed still have “unrealized losses” and “uninsured depositors” that may be at risk. Yet somehow the U.S. stock market rallied on Tuesday, perhaps because the U.S. inflation number was the lowest we’ve seen in a year at 6%."

Bank Bailouts Leading to Government-controlled Banking

Bank Bailouts Leading to Government-controlled Banking

BY DAVID KELLY

SEE: https://thenewamerican.com/bank-bailouts-leading-to-government-controlled-banking/;

Republished below in full unedited for informational, educational, & research purposes.

Federal regulators moved quickly on Friday to take over the insolvent Silicon Valley Bank (SVB), as customers withdrew billions from accounts in an apparent bank run. Then over the weekend regulators did the same with New York-based Signature Bank, potentially sending a ripple effect across the American financial industry.  

Over the weekend, President Biden, Treasury Secretary Janet Yellen, and National Economic Council Director Lael Brainard began working with bank regulators to ease concern over a potential repeat to the 2008 banking crisis.  

Biden praised the team working on the bank failures, saying in a statement on Sunday, “I am pleased that they reached a prompt solution that protects American workers and small businesses and keeps our financial system safe. The solution also ensures that taxpayer dollars are not put at risk.”  

To help ease fears, Biden reassured the nation, stating, “The American people and American businesses can have confidence that their bank deposits will be there when they need them. I am firmly committed to holding those responsible for this mess fully accountable and to continuing our efforts to strengthen oversight and regulation of larger banks so that we are not in this position again.” 

But by Monday, as more information came out as to what caused these banks to fail, confidence that all would be well began to wane. Americans from financial experts to the man on the street started to understand that government intervention would definitely lead to taxpayer dollars being used to shore up the billions lost. 

SVB and Signature Bank accounts were covered by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000. However, on Monday, Biden announced that the FDIC would cover all of the deposits, including uninsured deposits at the two banks. 

Biden declared in a statement, “All customers who had deposits in these banks can rest assured — I want to — rest assured they’ll be protected, and they’ll have access to their money as of today.” He then reiterated, “No losses will be — and I want — this is an important point — no losses will be borne by the taxpayers. Let me repeat that: No losses will be borne by the taxpayers. Instead, the money will come from the fees that banks pay into the Deposit Insurance Fund.”  

The Washington Times reported that the two banks combined had “$240 billion in uninsured deposits” that the government will cover with Deposit Insurance Fund (DIF) monies. Paying out coverage for these deposits will be the largest payout since the 2008 banking crisis. The DIF is funded by fees from banks and from the government’s earnings on interest from bank investments in Treasury securities and bonds — and those fees are usually funded by depositors. Or, in other words, taxpayers.  

“Joe Biden is pretending this isn’t a bailout. It is. Now depositors at healthy banks are forced to subsidize Silicon Valley Bank’s mismanagement. When the Deposit Insurance Fund runs dry, all bank customers are on the hook. That’s a public bailout,” said former South Carolina Governor Nikki Haley, now a Republican presidential hopeful, as reported by the Washington Times.  

Senator Tim Scott (R-S.C.), ranking member of the U.S. Senate Committee on Banking, Housing, and Urban Affairs, released a statement on Sunday seeking answers to the bailout. He said: 

Building a culture of government intervention does nothing to stop future institutions from relying on the government to swoop in after taking excessive risks. I remain committed to bringing accountability and answers to the American people, both from the banks and our regulators. We deserve to know what exactly happened and why.

Adding to the concern that Senator Scott and Nikki Hailey shared on this bailout, the Washington Times reported

Steve H. Hanke, a professor of applied economics at Johns Hopkins University who served on President Reagan’s Council of Economic Advisers, said it moves the banking sector closer to a public utility or government-backed entity. 

“With the Biden bank bailout, and it is a bailout, banking is becoming a government-backed business — if that’s what you call a business,” he said.  

The recent actions by Biden and the Treasury are designed to give Americans confidence that their federally insured deposits are safe and that banks are secure. But the truth is that this administration is willing to, as stated above, allow the banking sector to become a government–backed entity. And with that, the taxpayers know all too well that they will ultimately be paying the bill. 

GOP rep. exposes ‘underlying cause’ of SVB’s collapse~Biden admin is ‘built upon a lie’ causing ‘disasters everywhere’~Why The US Banking System Is BREAKING UP!!!~BANK Stocks COLLAPSE After Biden Says Banking System ‘Sound’

Rep. Andy Barr, R-Ky., discusses the impact of Silicon Valley Bank's collapse and slams President Biden’s response on ‘Mornings with Maria'.

Biden admin is 'built upon a lie' causing 'disasters everywhere'

DR. STEVE TURLEY: Why The US Banking System Is BREAKING UP!!!

BANK Stocks COLLAPSE After Biden Says Banking System 'Sound'

LYING, CORRUPT President Biden makes a statement after Silicon Valley Bank purchased by HSBC, FOR 1 POUND, WHICH HAS A LONG HISTORY OF CORRUPTION AS WELL

LYING President Joe Biden makes a statement after HSBC buys the UK arm of collapsed Silicon Valley Bank

SEE: https://www.marketwatch.com/story/svbs-u-k-arm-bought-for-1-by-hsbc-after-treasury-and-bank-of-england-lead-negotiations-76781145

British officials worked throughout the weekend to find a buyer for the UK subsidiary of the California-based bank. Its collapse was the second-largest bank failure in history. HSBC’s capture of SVB U.K. came in competition with a Middle Eastern buyer, according to the Financial Times, and bids from British banks OakNorth and the Bank of London.

WOKE Silicon Valley Bank GOES BROKE as Liberalism IMPLODES!!!

HSBC: Tax Evasion, Money Laundering for the Mafia & Currency Manipulation | HSBC Scandal Documentary

Drug Cartels And Opium Wars: How HSBC Hid Dirty Money In Hong Kong

PLEASE WATCH ON YOUTUBE FOR EVEN MORE CORRUPTION AT HSBC:

If HSBC were a country, it would be the fifth world economic power. Founded during the golden age of the Opium trade to enable the British Empire to access the Chinese market, it has created a unique network to move dirty money around the world. From tax evasion to money laundering for the mafia and manipulation of currency, “this bank had done everything bad that a bank can possibly do.” In 2012, HSBC nearly lost its license to operate in the US for laundering the money of the Mexican and Columbian drug cartels. Criminal charges were filed and HSBC’s executives were hauled before a Senate committee. But George Osborne, UK’s then Chancellor of the Exchequer, wrote to his counterpart in America and to the Chairman of the Federal Reserve to plead for leniency. He claimed that if HSBC received a harsh punishment, it would have serious repercussions on the world’s financial and economic stability. The letter worked and HSBC was fined 2 billion euros. The equivalent of one month’s profits. As the center of international finance moves to Asia, HSBC is in a prime position. It is the most Chinese of Western banks and the most European of Chinese banks. Protected by London, blessed by Beijing, who would dare attack it? This documentary was first released in 2017.

Expert issues 'bloodcurdling' warning over SVB collapse

The Bear Traps Report founder Larry McDonald argues current market conditions 'guarantee' a recession.

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